A motor vehicle accident can have a devastating impact on you and your family. If you or a loved one has been injured, contact our firm to schedule a consultation with an experienced personal injury attorney.
Answers to Your Motor Vehicle Accidents Questions
A motor vehicle accident can change your life in an instant, but an experienced lawyer can help you put it back together. At the law office of Berry, Kessler, Crutchfield, Taylor & Gordon, we will answer your questions and help you explore your options as we build a plan to help you get the medical care you need and the financial compensation you deserve.
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While the majority of auto accidents happen with five miles of home, it can happen anywhere and it can happen to anyone. We protect the rights of individuals throughout West Virginia and the Ohio Valley area who have been injured on local roads and major highways, including I-70, Route 2, Route 79, Route 7, and I-470. Contact us today to schedule a consultation and we can get started discussing your case.
Your injuries may not reveal themselves right away. Even if you think you are okay, you want to do everything you can to document your accident and any injuries you may have sustained. If the injuries become a greater cause for concern in the future, you will be able to trace them back to the accident. Our attorneys are ready to help you take the proper steps to a full recovery. Contact us today in Moundsville to schedule a consultation.
No-Fault Insurance
When a driver has been in an accident, no-fault auto insurance allows the driver to collect from his or her insurance company no matter who was at fault. Not every state has a no-fault insurance structure, but those that do have very specific laws governing when, how much and for how long the injured party may collect. Contact Berry, Kessler, Crutchfield, Taylor & Gordon in Moundsville,to schedule a consultation with a personal injury attorney to discuss how West Virginia views fault and to determine how the laws may affect your right to recover damages for injuries.
How No-Fault Insurance Works
No-fault insurance is a system in which auto insurance pays benefits to the insured driver in case of an accident. The insurance compensates the insured driver for monetary losses, no matter who was at fault. This is contrary to systems in which the at-fault driver's insurance company must pay the bulk of the compensation after an investigation and determination of fault by the insurance companies or the courts.
The system is designed to streamline the process of payments to injured people and to lower the burden on the courts. Under the no-fault insurance system, it can be more difficult to sue an at-fault driver for damages; the insured typically must have been quite seriously injured in order to take such legal action. On the other hand, monetary recovery for the insured is more certain under no-fault insurance because the compensation is immediately available through the insurance policy of the injured party. No-fault insurance policies often have a cap on the compensation they will pay.
The no-fault insurance system prevents injured parties from receiving a windfall due to the accident, but it also ensures compensation no matter who caused the accident. In a no-fault state, the other driver will also receive compensation from his or her insurance company if that driver sustained certain economic losses. The specifics of no-fault insurance laws vary widely by state.
Personal Injury Protection (PIP)
If you have a no-fault insurance policy, it is probably called a personal injury protection (PIP) package. PIP insurance pays for the medical expenses of the insured driver and the passengers who were injured in an auto accident. PIP insurance typically covers things like medical bills, wage loss and funeral expenses, but not pain and suffering or vehicle damage. This varies by state and particular insurance policy. The PIP packages have limits on what they will pay.
Contact a Personal Injury Attorney
How you handle the situation after a motor vehicle accident can make a significant difference in your monetary recovery. Dealing with insurance companies can be especially tricky. In addition, the no-fault and fault insurance systems vary widely by state. Speaking with a personal injury lawyer from Berry, Kessler, Crutchfield, Taylor & Gordon in Moundsville, West Virginia, will help to clear up the confusion these systems can cause.
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DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.
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